gaz
09-09 09:51 AM
to add to the conversation on the price -> locals are also experiencing a glut of money due to the economic boom in the last 5 years or so. Small businesses have really taken off in a big way exporting to Europe/ US. Investors in the stock market have also hit the jackpot. And, once you have money, for most Indians the safest option to invest is in property or gold.
Also better salaries all around fueled by attrition of talent to the IT sector.
viz loans and experience with banks-
i took a loan from idbi bank 3 years ago - no complaints too
rate was floating and started at 8.25 and has gone up to around but pmi is still the same (was 10 year loan; i believe they increased the loan duration to around 12 years now); no prepayment penalty; slow on service - but get there eventually (unlike ICICI with whom I have every other account)
overall banking experience with ICICI/ Citibank/ HDFC has been poor so far - though the online experience at these banks is better than any other bank in the world.
i echo the question on tax deduction for India mortgage in the US - could you please point out any resources/ links for the same?
thanks!
acharaniya/ other members of thread.
I took home loan from SYNDICATE BANK, Hyderabad 3 yrs ago. The rates were reasonable and I'd recommend them, but you have to compromise little on service. You can directly transfer money from US to Syndicate bank.
My question here is I didn't knew that we can save money in the form of tax deductable/excemption here in US on interest paid in India for home loans. Could you please let me know further details? If possible the CPA who you worked/working with for tax returns.
Your help is greatly appreciated.
thanks bro
Also better salaries all around fueled by attrition of talent to the IT sector.
viz loans and experience with banks-
i took a loan from idbi bank 3 years ago - no complaints too
rate was floating and started at 8.25 and has gone up to around but pmi is still the same (was 10 year loan; i believe they increased the loan duration to around 12 years now); no prepayment penalty; slow on service - but get there eventually (unlike ICICI with whom I have every other account)
overall banking experience with ICICI/ Citibank/ HDFC has been poor so far - though the online experience at these banks is better than any other bank in the world.
i echo the question on tax deduction for India mortgage in the US - could you please point out any resources/ links for the same?
thanks!
acharaniya/ other members of thread.
I took home loan from SYNDICATE BANK, Hyderabad 3 yrs ago. The rates were reasonable and I'd recommend them, but you have to compromise little on service. You can directly transfer money from US to Syndicate bank.
My question here is I didn't knew that we can save money in the form of tax deductable/excemption here in US on interest paid in India for home loans. Could you please let me know further details? If possible the CPA who you worked/working with for tax returns.
Your help is greatly appreciated.
thanks bro
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baburob2
03-16 03:21 PM
Compromise reached on guest-worker plan
Senate panel's deal includes legalization proposal
http://www.ocregister.com/ocregister/homepage/abox/article_1053340.php
Senate panel's deal includes legalization proposal
http://www.ocregister.com/ocregister/homepage/abox/article_1053340.php
Legal
06-03 09:20 AM
:rolleyes:
http://www.aila.org/content/default.aspx?docid=22481
may address this issue. Look at page 3 of this AILA post. Even AILA's interpretation is not that clear.
http://www.aila.org/content/default.aspx?docid=22481
may address this issue. Look at page 3 of this AILA post. Even AILA's interpretation is not that clear.
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jayleno
10-20 10:44 AM
The thread needs to float on top
more...
mirage
08-04 03:23 PM
I never give any red or green dot to anybody nor do I care what I have. As, you said what you felt was right, other users did the same to you...
I got red dots, just because I raised my concerns against factual errors in the letter. I have never mentioned that I am against sending letters. Just that emotional outburst is not going to help EB-3 India applicants.
Good Luck and I hope everyone gets GC soon.
____________________________
US Permanent Resident since 2002
I got red dots, just because I raised my concerns against factual errors in the letter. I have never mentioned that I am against sending letters. Just that emotional outburst is not going to help EB-3 India applicants.
Good Luck and I hope everyone gets GC soon.
____________________________
US Permanent Resident since 2002
LostInGCProcess
09-05 04:21 PM
The unbelievable growth in India made me explore a bit in terms of investments, ended up with the financial advise and recommendation from experts that we cannot directly invest in equity as an NRI. Only investment allowed it seems, for NRI is in real estate. Not sure whether this is true. There holds the surprise I could not add up the numbers in real-estate in India. Real estate in India is darn expensive even by international standards (with per capita GDP of $700->$2500 per annum).
Flats in Indian hub cities: 2-bedroom, 1000 sq ft apartment for average $200,000-$300,000 and above. (www.99acres.com) Condos in most major metros in USA: 2-bedroom, 1000 sq ft average $200,000-$300,000 (google housing)
Given that, median income in US is 50 times more than India. I thought the Indian cities are up in bubble. Next, look at agricultural land prices.
Agricultural land in Northern part of India is average $50000 - $250,000 per acre (www. 99acres.com) where in east, west and south is about $20000-$200,000. In Villages its about $15000 to $50000 per acre.
Agricultural land in US is in the range of $6000-$15000 per acre. ($12,000 per acre in NJ, $6,000 per acre in California and $8,000 per acre in Florida. From USDA website)
Now You can do the math. Commercial land is even more expensive in india.
The reason, people say, population density. Now lets look at this factor, the density in India is much higher than USA. But, compare to NJ, NJ is actually slightly more densely populated than most states in India. Real estate is regulated by government in India that prevents easy buying and selling and land survey records are not properly maintained which makes it easy to bump up the price.
Can someone explain to me how in the world, the farmers in India who make less than $1000 per annum continue to own land that is valued at several $100K? How many can afford a home in that country?
Is this what economic experts call "bubble"? I believe there needs to be a correction in the market in India to avoid a disaster.
very good analysis !!! I took the liberty to copy your column and emailed to my friends... I however mentioned as Quote in my email...i hope you don't mind !! As a payback, I gave you a green ;)
Flats in Indian hub cities: 2-bedroom, 1000 sq ft apartment for average $200,000-$300,000 and above. (www.99acres.com) Condos in most major metros in USA: 2-bedroom, 1000 sq ft average $200,000-$300,000 (google housing)
Given that, median income in US is 50 times more than India. I thought the Indian cities are up in bubble. Next, look at agricultural land prices.
Agricultural land in Northern part of India is average $50000 - $250,000 per acre (www. 99acres.com) where in east, west and south is about $20000-$200,000. In Villages its about $15000 to $50000 per acre.
Agricultural land in US is in the range of $6000-$15000 per acre. ($12,000 per acre in NJ, $6,000 per acre in California and $8,000 per acre in Florida. From USDA website)
Now You can do the math. Commercial land is even more expensive in india.
The reason, people say, population density. Now lets look at this factor, the density in India is much higher than USA. But, compare to NJ, NJ is actually slightly more densely populated than most states in India. Real estate is regulated by government in India that prevents easy buying and selling and land survey records are not properly maintained which makes it easy to bump up the price.
Can someone explain to me how in the world, the farmers in India who make less than $1000 per annum continue to own land that is valued at several $100K? How many can afford a home in that country?
Is this what economic experts call "bubble"? I believe there needs to be a correction in the market in India to avoid a disaster.
very good analysis !!! I took the liberty to copy your column and emailed to my friends... I however mentioned as Quote in my email...i hope you don't mind !! As a payback, I gave you a green ;)
more...
mirage
03-31 06:15 PM
How insane you are, you are giving the credit of that to USCIS ??? I think you were sleping when people had rallies in CA and IV had 'flowers to USCIS' campaign, how about Zoe Lofergn's threat, I'm sure you don't know any thing. USCIS shares most of the responsibility of you and I being on this forum. USCIS was doing a tardy job and wasting several thousand green card numbers every year that's why DOS had to push them by making the world wide dates current. And 'no' they did not 'realize' any mistake, they did not want to get into legal trouble and get publically exposed(Zoe Lofergn asked for emails and all communication regarding Visa cut off dates). So they took the shortest and safest way to get out ...that u r crying over USCIS issues? Chill dude :). They were gracious enough to realise their mistake last year and hand out EADs to everyone. Full marks to USCIS for being spontaneous and doing the right thing at the right time. Infact its ppl like u who will always keep cribbing no matter what. Even after u get ur GC u will crib over citizenship delays. Shame on u.
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santa123
07-11 09:14 AM
A few lucky people from the July filers will get their green cards from this, but most may have to wait a while. They have not processed many of them.
If that is the case, why is there a big movement? I am assuming that the Jul 07 backlog has been significantly reduced and hence this big movement. Correct me if my assumption is wrong.
If that is the case, why is there a big movement? I am assuming that the Jul 07 backlog has been significantly reduced and hence this big movement. Correct me if my assumption is wrong.
more...
tikka
07-18 04:28 PM
Just made my first $100 contribution! Thanks so much for the effort in the last two weeks! IV rocks!
we need more members like you to come forward and contribute..
we need more members like you to come forward and contribute..
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Roger Binny
07-05 02:55 PM
mbawa2574 for IV president. Anyone?
Dude if you do not like something, why don't you start your own aggressive organization. You do not do squat on IV and only whined.
It is always an option for any one with in their org, but if his point is wrong, then IV core leadership should prove him that they are not sitting idle or moving very very slow.
Every one starting their own organization or asking to do so doesn't solve the purpose.
Dude if you do not like something, why don't you start your own aggressive organization. You do not do squat on IV and only whined.
It is always an option for any one with in their org, but if his point is wrong, then IV core leadership should prove him that they are not sitting idle or moving very very slow.
Every one starting their own organization or asking to do so doesn't solve the purpose.
more...
Milind123
09-14 10:59 AM
A quick message and request�
I did not check all the posts today. Will tend to it in the evening. If it disappears off the screen, someone, please bump it. Thanks
I did not check all the posts today. Will tend to it in the evening. If it disappears off the screen, someone, please bump it. Thanks
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coolngood4u80
08-12 12:54 PM
Just looking at the employment based inventory statistics, if every applicant were charged $2000 for visa recapture, it is close to $400M for uncle sam. All EB backlogs would be eliminated, new immigrants would continue contributing to Social security, pay taxes, buy new homes, invest etc... Cant they see the potential upside to this?
Well said ..I totally agree with you....they would get their $400 million instantly..
Well said ..I totally agree with you....they would get their $400 million instantly..
more...
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sri1309
08-14 10:54 AM
I would name such a fund "Visa recapture fund" or something that clearly identifies our requirement. But again, we will not be very loud if you contribute to such funds as, when compared to many others who contribute, our number is very small.
We must be able to push ourselves forward with the clear banner and express ourselves.
Sri.
We must be able to push ourselves forward with the clear banner and express ourselves.
Sri.
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gc_dedo
04-30 02:44 PM
http://boss.streamos.com/real-live/judiciary/17223/56_judiciary-coj_2141_070212.ram
Need real player
damn not working for me.
maybe its my office proxy problem
Need real player
damn not working for me.
maybe its my office proxy problem
more...
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hopefulgc
09-12 05:26 PM
^^^
apun also ready
lets do it.
Hi All,
Lots of people agreeing.
singhsa3, since you started it, finalize on what we all need to do.
Thanks
apun also ready
lets do it.
Hi All,
Lots of people agreeing.
singhsa3, since you started it, finalize on what we all need to do.
Thanks
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mw_immi
01-10 05:37 PM
yes, i had an unexpired h1b/i-94. yes, i do have friends who were not on h1b/i-94 and still got approved from boa. for some reason, i believe, its pretty much the agent who handles your case decides on these issues. i remem' for one or two things which are supposed to be important, my agent asked me not to worry about and i dont think i gave him a copy of my h1b visa either.
sy
Thanks sy. I fully agree it's the agent we deal with. My BOA loan coordinator is extremely stubborn & doesn't have any clue regarding immigration. From day 1 she is stuck on unexpired I-94 & till today she asks me to furnish that. Is it possible that I can contact you or any of your friends through email / phone & discuss to check where I am going wrong. I can furnish my contact details if needed.
sy
Thanks sy. I fully agree it's the agent we deal with. My BOA loan coordinator is extremely stubborn & doesn't have any clue regarding immigration. From day 1 she is stuck on unexpired I-94 & till today she asks me to furnish that. Is it possible that I can contact you or any of your friends through email / phone & discuss to check where I am going wrong. I can furnish my contact details if needed.
more...
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pappu
08-16 10:11 AM
I happen to be a freelance writer (not a journalist). In response to this thread, I have penned a 2,700 word commentary on the current challenges titled "The Plight of Promise". In order to beef it up with some compelling statistics, can 5 or 6 people respond to this thread with anonymized details of their specific circumstances and how they are suffering. Keep it to 2 or 3 sentences. I will cull out required data points to make the case. For ex:
- AD, a 31 yr old non immigrant worker from Poland with a wife and two kids. Unable to get into stage 3, meanwhile need to change my job and relocate to a specific city where my child's health needs can be taken care of. Unable to do so because...
If anyone would like to get the final edited version, let me know. You will be free to republish it without copyright concerns, subject to attribution.
Lastly, I will be spending a good amount of quality time in this matter. So, I will respectfully ask people to resist their desire to 'nit pick' the pieces. Constructive, candid feedback, of course, is always welcome!
hastily, but sincerely,
obviously
Thanks a lot for the post. pls PM me your contact email and phone and we will be in touch for help on some cases amongst IV members you can use for your piece.
- AD, a 31 yr old non immigrant worker from Poland with a wife and two kids. Unable to get into stage 3, meanwhile need to change my job and relocate to a specific city where my child's health needs can be taken care of. Unable to do so because...
If anyone would like to get the final edited version, let me know. You will be free to republish it without copyright concerns, subject to attribution.
Lastly, I will be spending a good amount of quality time in this matter. So, I will respectfully ask people to resist their desire to 'nit pick' the pieces. Constructive, candid feedback, of course, is always welcome!
hastily, but sincerely,
obviously
Thanks a lot for the post. pls PM me your contact email and phone and we will be in touch for help on some cases amongst IV members you can use for your piece.
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Jimi_Hendrix
11-05 11:46 PM
GC Soon!
Great to hear from someone in Southern California! I live in Orange County. Do you have other friends who are members on IV and in Southern California region?
Thanks,
Amit
Great to hear from someone in Southern California! I live in Orange County. Do you have other friends who are members on IV and in Southern California region?
Thanks,
Amit
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JunRN
10-09 01:30 AM
I am also planning to start a Nursing Registry, LLC once I get my EAD. However, I don't have much capitalization.
How much do you think is the minimum amount of money to get a business running with just one person - me - as owner/employee?
I've done a little research and got some info. like:
LLC registration: US$ 500
State Tax: US$800
Capital Expense: US$ 3,000 (own house using own computer)
Operating Expense: US$ 60,000 (salary, utilities, consumables) per annum
Is this correct? Any thing missing here?
Thanks!
How much do you think is the minimum amount of money to get a business running with just one person - me - as owner/employee?
I've done a little research and got some info. like:
LLC registration: US$ 500
State Tax: US$800
Capital Expense: US$ 3,000 (own house using own computer)
Operating Expense: US$ 60,000 (salary, utilities, consumables) per annum
Is this correct? Any thing missing here?
Thanks!
unseenguy
02-09 10:31 PM
Well. Your parents and in laws may not need your money. But defintely IV needs it. So contribute at
http://immigrationvoice.org/forum/showthread.php?t=23597&page=1000
I will. Thanks for rounding up.
http://immigrationvoice.org/forum/showthread.php?t=23597&page=1000
I will. Thanks for rounding up.
needhelp!
09-11 11:27 AM
coopheal,
Thank you for you generosity!
Thank you for you generosity!
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